Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the M-PESA × AfriQuantum website, platform, and any related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Service.

This is a general draft template provided for informational purposes and should be reviewed and adapted to reflect your specific operations and applicable legal requirements before publication.

1. Acceptance of Terms

By creating an account, accessing the beta program, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy, which is incorporated herein by reference. M-PESA × AfriQuantum may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

2. Description of Service

M-PESA × AfriQuantum provides a predictive data-analysis platform intended to support research-based decision-making. The Service, including any beta features, is provided on an "as is" and "as available" basis. Outputs, insights, projections, or recommendations generated by the Service are informational in nature and should not be treated as professional, financial, legal, or investment advice.

3. Eligibility and Account Registration

You must be legally capable of entering into a binding agreement to use the Service. You are responsible for providing accurate registration information and for maintaining the confidentiality of your account credentials. You agree to notify M-PESA × AfriQuantum promptly of any unauthorized use of your account.

4. Beta Access and Changes to the Service

Certain features of the Service may be offered as part of a beta or early-access program. Beta features are experimental, may contain errors or inaccuracies, and may be modified, suspended, or discontinued at any time without notice. M-PESA × AfriQuantum reserves the right to modify, suspend, or discontinue any part of the Service, temporarily or permanently, at its discretion.

5. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, without limitation:

  • Attempting to gain unauthorized access to the Service, related systems, or other users' accounts;
  • Using the Service to transmit unlawful, harmful, or infringing content;
  • Reverse engineering, decompiling, or attempting to extract the source code of the Service;
  • Using automated means to scrape, harvest, or extract data from the Service without prior written consent;
  • Interfering with or disrupting the integrity or performance of the Service.

6. Intellectual Property

All content, software, design elements, trademarks, and other materials associated with the Service are the property of M-PESA × AfriQuantum or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service; you are granted only a limited, non-exclusive, non-transferable license to access and use the Service for its intended purpose.

7. User Content

If you submit information, data, or other content through the Service, you retain ownership of that content, but you grant M-PESA × AfriQuantum a non-exclusive, worldwide license to use, process, and analyze such content solely for the purpose of operating, maintaining, and improving the Service.

8. No Financial or Investment Advice

M-PESA × AfriQuantum is an informational and analytical tool. Nothing provided through the Service constitutes financial, legal, tax, or investment advice, and no fiduciary relationship is created between you and M-PESA × AfriQuantum through your use of the Service. Any decisions made based on information obtained from the Service are made at your own discretion and risk.

9. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Service is provided without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. M-PESA × AfriQuantum does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the maximum extent permitted by law, M-PESA × AfriQuantum, its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless M-PESA × AfriQuantum and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

12. Termination

M-PESA × AfriQuantum reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, M-PESA × AfriQuantum, or third parties. You may discontinue use of the Service at any time.

13. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by M-PESA × AfriQuantum. We are not responsible for the content, policies, or practices of any third-party sites or services.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which M-PESA × AfriQuantum operates, without regard to its conflict of law principles. This section should be reviewed and updated to reflect the appropriate governing jurisdiction.

15. Changes to These Terms

M-PESA × AfriQuantum may revise these Terms periodically. The updated version will be indicated by an updated revision date, and your continued use of the Service after such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

17. Contact

If you have questions about these Terms, please reach out via the details provided on our Contact page.

Last updated: This document is a general template and does not reflect a specific revision date. Please update accordingly before publishing.